Prepaid & Wallets

Flexible monetization through stored value and controlled consumption models.

What Are Prepaid & Wallet Models?

Prepaid and wallet-based models allow customers to fund value in advance and consume it over time—without relying solely on recurring billing or per-transaction charges.

Instead of charging at the moment of usage, businesses manage stored value, controlled consumption, and flexible entitlement access.

Suggested Visual: Prepaid vs Traditional Billing Comparison diagram showing Traditional (Bill at usage) vs Prepaid (Fund upfront → Consume over time). Use before/after or side-by-side layout with arrows showing money flow and usage patterns.

Prepaid Models

Prepaid models are ideal when customers want predictable spend or when recurring payments are not always reliable.

Prepaid Balance

A fixed amount is paid upfront and consumed gradually until depleted.

Prepaid Packages

Bundles of credits, units, or usage tokens sold as a one-time purchase.

Time-Based Prepaid

Access granted for a predefined duration (days, weeks, sessions).

Usage-Based Prepaid

Credits consumed per action, API call, transaction, or event.

Wallet Models

Wallets act as a persistent value container associated with a customer, account, or organization.

Stored Value Wallet

A central balance usable across multiple products or bundles.

Multi-Currency Wallet

Separate balances maintained per currency or region.

Shared / Corporate Wallets

One wallet shared across teams, departments, or sub-accounts.

Hybrid Wallets

Wallet balances combined with subscriptions or postpaid billing.

Suggested Visual: Wallet Types Comparison Grid or card layout showing 4 wallet types with icons: Stored Value (single balance), Multi-Currency (multiple currencies), Shared (team icon), Hybrid (combo of wallet + subscription). Use visual distinction for each type.

Why Prepaid & Wallets Matter

Reduce payment friction for high-frequency usage
Enable monetization in regions with limited card or recurring billing support
Give customers better cost control and predictability
Support offline, delayed, or batch consumption scenarios
Decouple value delivery from payment timing

How Azotte Handles Prepaid & Wallets

Wallets integrate seamlessly with:

Full lifecycle tracking: load → consume → expire → refund

Suggested Visual: Wallet Lifecycle Flow Horizontal process flow showing: Load (funding) → Consume (usage) → Expire (time limit) → Refund (return). Use arrows and icons for each stage with Azotte monitoring/tracking throughout.

Typical Use Cases

Ready to implement flexible prepaid and wallet monetization?